You might be earning well, paying the mortgage and contributing to KiwiSaver, but when did your finances last get a proper warrant of fitness? Zara Malcolm, financial adviser and founder of female-focused financial planning business FoundHer, says if you’ve reached your 40s or 50s without really looking at the numbers, it’s not too late. There is one question Zara Malcolm would start with if a woman came to her wanting a midlife money check-up. “What does your life cost?” It’
